Call reports 2012
FIRST STATE BANK OF WABASHA — 2012
What FIRST STATE BANK OF WABASHA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 112,608,000 | 117,189,000 | 118,310,000 | 121,198,000 |
| Total loans | 39,818,000 | 39,995,000 | 40,931,000 | 39,040,000 |
| Allowance for loan losses | 1,068,000 | 1,033,000 | 1,038,000 | 1,051,000 |
| Securities available for sale | 54,674,000 | 57,637,000 | 56,776,000 | 54,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,122,000 | 103,971,000 | 104,477,000 | 107,747,000 |
| Interest-bearing deposits | 87,684,000 | 91,670,000 | 90,687,000 | 93,206,000 |
| Noninterest-bearing deposits | 12,438,000 | 12,301,000 | 13,791,000 | 14,541,000 |
| Equity capital | 11,808,000 | 12,444,000 | 12,965,000 | 12,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,061,000 | 2,066,000 | 3,095,000 | 4,094,000 |
| Interest expense | 304,000 | 584,000 | 847,000 | 1,097,000 |
| Net interest income | 757,000 | 1,482,000 | 2,248,000 | 2,997,000 |
| Noninterest income | 155,000 | 234,000 | 385,000 | 526,000 |
| Noninterest expense | 516,000 | 1,053,000 | 1,581,000 | 2,136,000 |
| Provision for loan losses | 79,000 | 86,000 | 189,000 | 222,000 |
| Pretax income | 317,000 | 577,000 | 863,000 | 1,120,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 315,000 | 575,000 | 861,000 | 1,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,301,000 | 10,562,000 | 10,848,000 | 11,105,000 |
| Total capital | 10,967,000 | 11,234,000 | 11,525,000 | 11,772,000 |
| Risk-weighted assets | 52,903,000 | 53,424,000 | 53,772,000 | 52,945,000 |