Call reports 2019
FARMERS AND MECHANICS BANK, THE — 2019
What FARMERS AND MECHANICS BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 372,578,000 | 376,236,000 | 369,674,000 | 364,964,000 |
| Total loans | 241,159,000 | 241,391,000 | 234,584,000 | 233,231,000 |
| Allowance for loan losses | 2,384,000 | 2,468,000 | 2,495,000 | 2,487,000 |
| Securities available for sale | 95,714,000 | 88,823,000 | 84,654,000 | 85,844,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,178,000 | 310,274,000 | 302,495,000 | 303,165,000 |
| Interest-bearing deposits | 253,096,000 | 266,342,000 | 261,056,000 | 256,447,000 |
| Noninterest-bearing deposits | 46,082,000 | 43,932,000 | 41,439,000 | 46,718,000 |
| Equity capital | 49,045,000 | 50,587,000 | 51,422,000 | 46,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,366,000 | 6,848,000 | 10,405,000 | 13,842,000 |
| Interest expense | 634,000 | 1,300,000 | 1,954,000 | 2,491,000 |
| Net interest income | 2,732,000 | 5,548,000 | 8,451,000 | 11,351,000 |
| Noninterest income | 1,235,000 | 2,625,000 | 4,060,000 | 5,321,000 |
| Noninterest expense | 2,715,000 | 5,553,000 | 8,365,000 | 11,152,000 |
| Provision for loan losses | 140,000 | 280,000 | 325,000 | 370,000 |
| Pretax income | 1,102,000 | 2,332,000 | 3,814,000 | 5,143,000 |
| Income tax | 254,000 | 550,000 | 918,000 | 1,246,000 |
| Net income | 848,000 | 1,782,000 | 2,896,000 | 3,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,279,000 | 40,865,000 | 41,536,000 | 36,566,000 |
| Total capital | 42,663,000 | 43,333,000 | 44,031,000 | 39,053,000 |
| Risk-weighted assets | 255,652,000 | 258,216,000 | 256,969,000 | 252,034,000 |