Call reports 2017
FARMERS AND MECHANICS BANK, THE — 2017
What FARMERS AND MECHANICS BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 348,027,000 | 358,085,000 | 351,657,000 | 361,236,000 |
| Total loans | 209,568,000 | 205,331,000 | 206,036,000 | 205,307,000 |
| Allowance for loan losses | 2,302,000 | 2,397,000 | 2,166,000 | 2,090,000 |
| Securities available for sale | 105,643,000 | 111,531,000 | 111,147,000 | 112,874,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,624,000 | 310,199,000 | 297,622,000 | 311,632,000 |
| Interest-bearing deposits | 251,499,000 | 269,610,000 | 257,148,000 | 265,333,000 |
| Noninterest-bearing deposits | 50,125,000 | 40,589,000 | 40,474,000 | 46,299,000 |
| Equity capital | 42,633,000 | 43,896,000 | 44,572,000 | 45,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,846,000 | 5,814,000 | 8,749,000 | 11,840,000 |
| Interest expense | 197,000 | 444,000 | 730,000 | 1,023,000 |
| Net interest income | 2,649,000 | 5,370,000 | 8,019,000 | 10,817,000 |
| Noninterest income | 1,366,000 | 2,740,000 | 4,015,000 | 5,176,000 |
| Noninterest expense | 2,489,000 | 5,000,000 | 7,572,000 | 10,479,000 |
| Provision for loan losses | 60,000 | 135,000 | 210,000 | 285,000 |
| Pretax income | 1,440,000 | 2,949,000 | 4,226,000 | 5,206,000 |
| Income tax | 445,000 | 917,000 | 1,369,000 | 876,000 |
| Net income | 995,000 | 2,032,000 | 2,857,000 | 4,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,062,000 | 34,625,000 | 35,472,000 | 36,445,000 |
| Total capital | 36,364,000 | 37,022,000 | 37,638,000 | 38,535,000 |
| Risk-weighted assets | 220,096,000 | 223,447,000 | 222,768,000 | 227,850,000 |