Call reports 2008
FARMERS AND MECHANICS BANK, THE — 2008
What FARMERS AND MECHANICS BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 200,476,000 | 194,503,000 | 189,906,000 | 195,958,000 |
| Total loans | 122,087,000 | 126,236,000 | 125,693,000 | 128,347,000 |
| Allowance for loan losses | 1,463,000 | 1,512,000 | 1,568,000 | 1,607,000 |
| Securities available for sale | 48,162,000 | 47,566,000 | 45,490,000 | 45,818,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,126,000 | 154,375,000 | 151,532,000 | 153,840,000 |
| Interest-bearing deposits | 131,208,000 | 129,620,000 | 128,806,000 | 129,804,000 |
| Noninterest-bearing deposits | 27,918,000 | 24,755,000 | 22,726,000 | 24,036,000 |
| Equity capital | 24,679,000 | 24,591,000 | 25,447,000 | 25,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,836,000 | 5,571,000 | 8,366,000 | 11,093,000 |
| Interest expense | 1,068,000 | 1,938,000 | 2,762,000 | 3,539,000 |
| Net interest income | 1,768,000 | 3,633,000 | 5,604,000 | 7,554,000 |
| Noninterest income | 674,000 | 1,315,000 | 1,985,000 | 2,739,000 |
| Noninterest expense | 1,405,000 | 2,865,000 | 4,326,000 | 5,816,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 977,000 | 1,963,000 | 3,112,000 | 4,266,000 |
| Income tax | 323,000 | 644,000 | 1,018,000 | 1,405,000 |
| Net income | 654,000 | 1,319,000 | 2,094,000 | 2,861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,039,000 | 16,741,000 | 17,552,000 | 18,669,000 |
| Total capital | 17,502,000 | 18,253,000 | 19,120,000 | 20,276,000 |
| Risk-weighted assets | 132,986,000 | 131,265,000 | 130,238,000 | 131,205,000 |
Machine access — free, no API key
Every figure shown here about FARMERS AND MECHANICS BANK, THE — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.