Call reports 2025
BANTERRA BANK — 2025
What BANTERRA BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,171,387,000 | 3,210,106,000 | 3,249,408,000 | 3,288,735,000 |
| Total loans | 2,462,270,000 | 2,498,855,000 | 2,523,145,000 | 2,568,088,000 |
| Allowance for loan losses | 23,064,000 | 23,458,000 | 23,899,000 | 23,950,000 |
| Securities available for sale | 305,620,000 | 299,111,000 | 305,961,000 | 322,172,000 |
| Securities held to maturity | 222,860,000 | 223,231,000 | 223,573,000 | 223,992,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,892,368,000 | 2,926,107,000 | 2,955,252,000 | 2,979,494,000 |
| Interest-bearing deposits | 2,408,564,000 | 2,446,913,000 | 2,468,045,000 | 2,493,843,000 |
| Noninterest-bearing deposits | 483,804,000 | 479,194,000 | 487,207,000 | 485,651,000 |
| Equity capital | 188,462,000 | 193,890,000 | 205,042,000 | 216,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 40,020,000 | 83,433,000 | 126,642,000 | 171,035,000 |
| Interest expense | 18,549,000 | 37,422,000 | 56,481,000 | 75,155,000 |
| Net interest income | 21,471,000 | 46,011,000 | 70,161,000 | 95,880,000 |
| Noninterest income | 2,886,000 | 6,767,000 | 9,709,000 | 12,839,000 |
| Noninterest expense | 18,705,000 | 33,474,000 | 52,735,000 | 72,924,000 |
| Provision for loan losses | 1,452,000 | 2,726,000 | 3,784,000 | 4,661,000 |
| Pretax income | 4,109,000 | 16,212,000 | 23,002,000 | 30,517,000 |
| Income tax | 266,000 | 2,411,000 | 3,304,000 | 4,495,000 |
| Net income | 3,843,000 | 13,801,000 | 19,698,000 | 26,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 291,585,000 | 300,358,000 | 300,167,000 | 305,028,000 |
| Total capital | 328,667,000 | 335,140,000 | 335,488,000 | 340,679,000 |
| Risk-weighted assets | 2,956,324,000 | 3,022,346,000 | 3,044,265,000 | 3,106,548,000 |