Call reports 2022
BANTERRA BANK — 2022
What BANTERRA BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,577,407,000 | 2,651,880,000 | 2,726,883,000 | 2,844,673,000 |
| Total loans | 1,769,021,000 | 1,908,938,000 | 2,012,185,000 | 2,077,029,000 |
| Allowance for loan losses | 20,328,000 | 20,531,000 | 20,989,000 | 21,251,000 |
| Securities available for sale | 661,403,000 | 633,888,000 | 597,702,000 | 388,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 219,139,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,360,964,000 | 2,408,599,000 | 2,504,827,000 | 2,510,169,000 |
| Interest-bearing deposits | 1,804,489,000 | 1,868,422,000 | 1,970,421,000 | 1,963,254,000 |
| Noninterest-bearing deposits | 556,475,000 | 540,177,000 | 534,406,000 | 546,915,000 |
| Equity capital | 171,328,000 | 122,050,000 | 100,516,000 | 170,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 21,595,000 | 45,025,000 | 71,144,000 | 100,088,000 |
| Interest expense | 1,145,000 | 3,015,000 | 7,554,000 | 15,406,000 |
| Net interest income | 20,450,000 | 42,010,000 | 63,590,000 | 84,682,000 |
| Noninterest income | 3,466,000 | 6,777,000 | 9,898,000 | 12,842,000 |
| Noninterest expense | 14,840,000 | 29,530,000 | 45,752,000 | 59,640,000 |
| Provision for loan losses | 694,000 | 1,384,000 | 2,079,000 | 2,626,000 |
| Pretax income | 8,342,000 | 17,818,000 | 25,566,000 | 35,208,000 |
| Income tax | 252,000 | -138,000 | 89,000 | -30,142,000 |
| Net income | 8,090,000 | 17,956,000 | 25,477,000 | 65,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 209,926,000 | 216,393,000 | 226,516,000 | 286,655,000 |
| Total capital | 245,113,000 | 251,787,000 | 262,373,000 | 322,779,000 |
| Risk-weighted assets | 2,199,154,000 | 2,353,120,000 | 2,472,232,000 | 2,623,908,000 |