Call reports 2020
BANTERRA BANK — 2020
What BANTERRA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,985,068,000 | 2,129,362,000 | 2,234,733,000 | 2,294,776,000 |
| Total loans | 1,473,586,000 | 1,601,720,000 | 1,669,630,000 | 1,676,339,000 |
| Allowance for loan losses | 14,865,000 | 16,244,000 | 17,890,000 | 18,837,000 |
| Securities available for sale | 393,155,000 | 423,637,000 | 450,125,000 | 493,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,754,275,000 | 1,874,112,000 | 1,937,631,000 | 1,994,068,000 |
| Interest-bearing deposits | 1,396,474,000 | 1,419,712,000 | 1,506,054,000 | 1,537,474,000 |
| Noninterest-bearing deposits | 357,801,000 | 454,400,000 | 431,577,000 | 456,594,000 |
| Equity capital | 191,435,000 | 197,782,000 | 207,925,000 | 219,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 19,242,000 | 38,807,000 | 59,024,000 | 79,753,000 |
| Interest expense | 3,902,000 | 6,438,000 | 8,476,000 | 10,257,000 |
| Net interest income | 15,340,000 | 32,369,000 | 50,548,000 | 69,496,000 |
| Noninterest income | 2,692,000 | 5,561,000 | 9,150,000 | 13,076,000 |
| Noninterest expense | 11,125,000 | 22,964,000 | 34,076,000 | 47,114,000 |
| Provision for loan losses | 608,000 | 2,410,000 | 4,226,000 | 5,515,000 |
| Pretax income | 6,449,000 | 13,648,000 | 22,491,000 | 32,549,000 |
| Income tax | 43,000 | 73,000 | 131,000 | 190,000 |
| Net income | 6,406,000 | 13,575,000 | 22,360,000 | 32,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 162,866,000 | 166,670,000 | 175,592,000 | 185,729,000 |
| Total capital | 192,550,000 | 197,738,000 | 208,311,000 | 219,400,000 |
| Risk-weighted assets | 1,681,951,000 | 1,762,215,000 | 1,858,103,000 | 1,906,008,000 |