Call reports 2019
BANTERRA BANK — 2019
What BANTERRA BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,797,983,000 | 1,839,362,000 | 1,865,514,000 | 1,950,815,000 |
| Total loans | 1,358,442,000 | 1,386,254,000 | 1,412,622,000 | 1,488,678,000 |
| Allowance for loan losses | 13,600,000 | 13,999,000 | 14,309,000 | 14,731,000 |
| Securities available for sale | 339,232,000 | 351,426,000 | 346,258,000 | 340,257,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,582,288,000 | 1,582,903,000 | 1,588,828,000 | 1,677,339,000 |
| Interest-bearing deposits | 1,236,823,000 | 1,248,190,000 | 1,259,157,000 | 1,320,525,000 |
| Noninterest-bearing deposits | 345,465,000 | 334,713,000 | 329,671,000 | 356,814,000 |
| Equity capital | 167,591,000 | 167,953,000 | 173,821,000 | 180,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 18,304,000 | 37,166,000 | 56,335,000 | 75,943,000 |
| Interest expense | 3,527,000 | 7,491,000 | 11,744,000 | 15,919,000 |
| Net interest income | 14,777,000 | 29,675,000 | 44,591,000 | 60,024,000 |
| Noninterest income | 2,815,000 | 6,228,000 | 9,193,000 | 12,374,000 |
| Noninterest expense | 10,211,000 | 21,857,000 | 32,165,000 | 43,667,000 |
| Provision for loan losses | 584,000 | 1,301,000 | 2,071,000 | 2,345,000 |
| Pretax income | 6,782,000 | 12,779,000 | 19,646,000 | 26,686,000 |
| Income tax | 131,000 | 185,000 | 237,000 | 287,000 |
| Net income | 6,651,000 | 12,594,000 | 19,409,000 | 26,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 152,664,000 | 148,744,000 | 152,695,000 | 159,822,000 |
| Total capital | 166,264,000 | 177,548,000 | 181,813,000 | 189,367,000 |
| Risk-weighted assets | 1,545,428,000 | 1,566,492,000 | 1,607,175,000 | 1,688,435,000 |