Call reports 2016
BANTERRA BANK — 2016
What BANTERRA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,344,972,000 | 1,390,507,000 | 1,422,506,000 | 1,460,400,000 |
| Total loans | 943,462,000 | 977,765,000 | 1,001,598,000 | 1,013,198,000 |
| Allowance for loan losses | 10,188,000 | 10,735,000 | 10,994,000 | 11,050,000 |
| Securities available for sale | 314,809,000 | 330,619,000 | 330,152,000 | 362,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,133,927,000 | 1,175,820,000 | 1,229,261,000 | 1,264,856,000 |
| Interest-bearing deposits | 822,636,000 | 896,210,000 | 939,088,000 | 950,917,000 |
| Noninterest-bearing deposits | 311,291,000 | 279,610,000 | 290,173,000 | 313,939,000 |
| Equity capital | 135,974,000 | 137,357,000 | 139,625,000 | 132,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 12,419,000 | 24,739,000 | 37,385,000 | 50,735,000 |
| Interest expense | 753,000 | 1,527,000 | 2,404,000 | 3,296,000 |
| Net interest income | 11,666,000 | 23,212,000 | 34,981,000 | 47,439,000 |
| Noninterest income | 2,586,000 | 5,380,000 | 8,340,000 | 11,519,000 |
| Noninterest expense | 9,008,000 | 17,992,000 | 26,957,000 | 35,925,000 |
| Provision for loan losses | 514,000 | 1,270,000 | 1,900,000 | 2,434,000 |
| Pretax income | 4,884,000 | 9,493,000 | 14,628,000 | 19,784,000 |
| Income tax | 61,000 | 113,000 | 174,000 | 215,000 |
| Net income | 4,823,000 | 9,380,000 | 14,454,000 | 19,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,124,000 | 125,701,000 | 127,797,000 | 131,932,000 |
| Total capital | 136,323,000 | 136,451,000 | 138,805,000 | 142,982,000 |
| Risk-weighted assets | 1,102,768,000 | 1,137,177,000 | 1,153,860,000 | 1,176,595,000 |