Call reports 2015
BANTERRA BANK — 2015
What BANTERRA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,299,842,000 | 1,318,781,000 | 1,318,966,000 | 1,371,854,000 |
| Total loans | 882,699,000 | 905,732,000 | 913,267,000 | 941,225,000 |
| Allowance for loan losses | 10,542,000 | 9,595,000 | 10,030,000 | 9,902,000 |
| Securities available for sale | 331,035,000 | 328,143,000 | 317,706,000 | 342,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,109,194,000 | 1,113,959,000 | 1,078,234,000 | 1,125,685,000 |
| Interest-bearing deposits | 829,279,000 | 839,879,000 | 807,211,000 | 841,221,000 |
| Noninterest-bearing deposits | 279,915,000 | 274,080,000 | 271,023,000 | 284,464,000 |
| Equity capital | 130,836,000 | 123,730,000 | 128,560,000 | 132,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,572,000 | 23,263,000 | 35,215,000 | 47,293,000 |
| Interest expense | 683,000 | 1,399,000 | 2,122,000 | 2,846,000 |
| Net interest income | 10,889,000 | 21,864,000 | 33,093,000 | 44,447,000 |
| Noninterest income | 2,397,000 | 4,967,000 | 7,577,000 | 12,908,000 |
| Noninterest expense | 8,411,000 | 16,967,000 | 25,479,000 | 37,561,000 |
| Provision for loan losses | 455,000 | 1,571,000 | 2,197,000 | 2,423,000 |
| Pretax income | 4,420,000 | 8,497,000 | 13,197,000 | 17,587,000 |
| Income tax | 42,000 | 102,000 | 161,000 | 217,000 |
| Net income | 4,378,000 | 8,395,000 | 13,036,000 | 17,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,907,000 | 118,938,000 | 120,593,000 | 124,942,000 |
| Total capital | 131,461,000 | 128,541,000 | 130,632,000 | 134,852,000 |
| Risk-weighted assets | 1,022,817,000 | 1,049,164,000 | 1,060,917,000 | 1,100,810,000 |