Call reports 2015
ENGLEWOOD BANK & TRUST — 2015
What ENGLEWOOD BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 228,408,000 | 227,403,000 | 228,357,000 | 236,266,000 |
| Total loans | 130,080,000 | 131,490,000 | 135,031,000 | 138,218,000 |
| Allowance for loan losses | 3,513,000 | 3,437,000 | 3,341,000 | 3,364,000 |
| Securities available for sale | 28,655,000 | 33,384,000 | 28,445,000 | 30,687,000 |
| Securities held to maturity | 31,225,000 | 31,468,000 | 31,325,000 | 32,878,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,856,000 | 206,375,000 | 206,587,000 | 214,645,000 |
| Interest-bearing deposits | 120,898,000 | 122,863,000 | 119,158,000 | 121,743,000 |
| Noninterest-bearing deposits | 86,958,000 | 83,512,000 | 87,429,000 | 92,902,000 |
| Equity capital | 19,755,000 | 20,276,000 | 20,987,000 | 21,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,928,000 | 3,938,000 | 5,935,000 | 7,990,000 |
| Interest expense | 56,000 | 113,000 | 172,000 | 231,000 |
| Net interest income | 1,872,000 | 3,825,000 | 5,763,000 | 7,759,000 |
| Noninterest income | 321,000 | 956,000 | 1,200,000 | 1,647,000 |
| Noninterest expense | 1,706,000 | 3,272,000 | 4,559,000 | 6,068,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 427,000 | 1,449,000 | 2,372,000 | 3,324,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 427,000 | 1,449,000 | 2,372,000 | 3,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,365,000 | 20,403,000 | 20,842,000 | 21,109,000 |
| Total capital | 20,984,000 | 22,053,000 | 22,534,000 | 22,831,000 |
| Risk-weighted assets | 127,647,000 | 130,287,000 | 133,718,000 | 136,189,000 |