Call reports 2014
ENGLEWOOD BANK & TRUST — 2014
What ENGLEWOOD BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 207,015,000 | 210,702,000 | 202,287,000 | 214,273,000 |
| Total loans | 115,737,000 | 117,152,000 | 119,739,000 | 129,122,000 |
| Allowance for loan losses | 3,856,000 | 3,855,000 | 3,971,000 | 3,366,000 |
| Securities available for sale | 27,824,000 | 28,761,000 | 30,430,000 | 27,270,000 |
| Securities held to maturity | 26,221,000 | 32,324,000 | 31,642,000 | 31,267,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,269,000 | 191,123,000 | 182,440,000 | 194,549,000 |
| Interest-bearing deposits | 117,456,000 | 116,717,000 | 111,624,000 | 120,327,000 |
| Noninterest-bearing deposits | 70,813,000 | 74,406,000 | 70,816,000 | 74,222,000 |
| Equity capital | 17,899,000 | 18,800,000 | 18,998,000 | 18,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,692,000 | 3,464,000 | 5,312,000 | 7,195,000 |
| Interest expense | 56,000 | 113,000 | 168,000 | 223,000 |
| Net interest income | 1,636,000 | 3,351,000 | 5,144,000 | 6,972,000 |
| Noninterest income | 389,000 | 869,000 | 1,288,000 | 1,545,000 |
| Noninterest expense | 1,470,000 | 2,884,000 | 4,387,000 | 5,841,000 |
| Provision for loan losses | 190,000 | 385,000 | 415,000 | 430,000 |
| Pretax income | 365,000 | 951,000 | 1,641,000 | 2,255,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 365,000 | 951,000 | 1,641,000 | 2,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,034,000 | 18,659,000 | 18,888,000 | 18,542,000 |
| Total capital | 19,540,000 | 20,179,000 | 20,422,000 | 20,179,000 |
| Risk-weighted assets | 118,163,000 | 119,239,000 | 120,279,000 | 129,248,000 |