Call reports 2012
ENGLEWOOD BANK & TRUST — 2012
What ENGLEWOOD BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 193,085,000 | 186,773,000 | 175,598,000 | 181,632,000 |
| Total loans | 126,442,000 | 128,037,000 | 126,052,000 | 126,420,000 |
| Allowance for loan losses | 7,113,000 | 7,432,000 | 7,207,000 | 7,253,000 |
| Securities available for sale | 23,518,000 | 29,179,000 | 32,948,000 | 33,619,000 |
| Securities held to maturity | 10,692,000 | 7,692,000 | 5,847,000 | 3,847,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,762,000 | 168,985,000 | 157,166,000 | 162,810,000 |
| Interest-bearing deposits | 111,910,000 | 94,011,000 | 104,389,000 | 104,962,000 |
| Noninterest-bearing deposits | 63,852,000 | 74,974,000 | 52,777,000 | 57,848,000 |
| Equity capital | 16,440,000 | 16,949,000 | 17,456,000 | 18,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,854,000 | 3,662,000 | 5,456,000 | 7,276,000 |
| Interest expense | 114,000 | 212,000 | 291,000 | 354,000 |
| Net interest income | 1,740,000 | 3,450,000 | 5,165,000 | 6,922,000 |
| Noninterest income | 327,000 | 677,000 | 1,021,000 | 1,458,000 |
| Noninterest expense | 1,318,000 | 2,548,000 | 3,869,000 | 5,296,000 |
| Provision for loan losses | 510,000 | 950,000 | 1,150,000 | 1,325,000 |
| Pretax income | 239,000 | 641,000 | 1,187,000 | 1,784,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 239,000 | 641,000 | 1,187,000 | 1,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,052,000 | 15,493,000 | 16,079,000 | 16,715,000 |
| Total capital | 16,562,000 | 17,029,000 | 17,602,000 | 18,232,000 |
| Risk-weighted assets | 115,172,000 | 117,016,000 | 116,158,000 | 115,662,000 |