Call reports 2026
GRAND RIDGE NATIONAL BANK — 2026
What GRAND RIDGE NATIONAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 427,470,000 | 443,317,000 |
| Total loans | 331,756,000 | 337,411,000 |
| Allowance for loan losses | 3,566,000 | 3,603,000 |
| Securities available for sale | 68,000 | 64,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 365,687,000 | 379,423,000 |
| Interest-bearing deposits | 274,051,000 | 280,483,000 |
| Noninterest-bearing deposits | 91,636,000 | 98,940,000 |
| Equity capital | 58,610,000 | 60,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,606,000 | 15,524,000 |
| Interest expense | 2,033,000 | 4,096,000 |
| Net interest income | 5,573,000 | 11,428,000 |
| Noninterest income | 197,000 | 324,000 |
| Noninterest expense | 3,121,000 | 6,214,000 |
| Provision for loan losses | 50,000 | 100,000 |
| Pretax income | 2,599,000 | 5,438,000 |
| Income tax | 822,000 | 1,669,000 |
| Net income | 1,777,000 | 3,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 57,543,000 | 59,544,000 |