Call reports 2022
GRAND RIDGE NATIONAL BANK — 2022
What GRAND RIDGE NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 314,255,000 | 303,733,000 | 306,535,000 | 306,342,000 |
| Total loans | 242,631,000 | 248,557,000 | 257,892,000 | 259,929,000 |
| Allowance for loan losses | 3,160,000 | 3,332,000 | 3,334,000 | 3,334,000 |
| Securities available for sale | 231,000 | 206,000 | 177,000 | 163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,806,000 | 262,355,000 | 263,447,000 | 263,162,000 |
| Interest-bearing deposits | 188,174,000 | 175,919,000 | 171,525,000 | 168,592,000 |
| Noninterest-bearing deposits | 81,632,000 | 86,436,000 | 91,922,000 | 94,570,000 |
| Equity capital | 37,543,000 | 39,160,000 | 40,440,000 | 41,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,990,000 | 8,610,000 | 13,107,000 | 17,823,000 |
| Interest expense | 145,000 | 303,000 | 519,000 | 889,000 |
| Net interest income | 3,845,000 | 8,307,000 | 12,588,000 | 16,934,000 |
| Noninterest income | 82,000 | 162,000 | 259,000 | 351,000 |
| Noninterest expense | 1,946,000 | 4,185,000 | 6,737,000 | 9,400,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,981,000 | 4,284,000 | 6,110,000 | 7,885,000 |
| Income tax | 590,000 | 1,272,000 | 1,818,000 | 2,325,000 |
| Net income | 1,391,000 | 3,012,000 | 4,292,000 | 5,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,435,000 | 38,064,000 | 39,353,000 | 40,628,000 |