Call reports 2013
FOOTHILLS BANK, THE — 2013
What FOOTHILLS BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 291,771,000 | 279,666,000 | 278,256,000 | 283,924,000 |
| Total loans | 197,849,000 | 199,872,000 | 189,397,000 | 195,055,000 |
| Allowance for loan losses | 2,949,000 | 3,285,000 | 3,051,000 | 3,321,000 |
| Securities available for sale | 32,560,000 | 25,401,000 | 19,014,000 | 30,828,000 |
| Securities held to maturity | 60,000 | 60,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,272,000 | 244,513,000 | 243,617,000 | 250,137,000 |
| Interest-bearing deposits | 186,401,000 | 178,854,000 | 178,993,000 | 177,618,000 |
| Noninterest-bearing deposits | 69,871,000 | 65,658,000 | 64,623,000 | 72,519,000 |
| Equity capital | 33,832,000 | 33,513,000 | 33,179,000 | 32,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,376,000 | 6,664,000 | 9,723,000 | 12,393,000 |
| Interest expense | 131,000 | 254,000 | 348,000 | 413,000 |
| Net interest income | 3,245,000 | 6,410,000 | 9,375,000 | 11,980,000 |
| Noninterest income | 298,000 | 583,000 | 830,000 | 534,000 |
| Noninterest expense | 2,210,000 | 4,571,000 | 6,908,000 | 9,585,000 |
| Provision for loan losses | 650,000 | 1,800,000 | 3,020,000 | 4,337,000 |
| Pretax income | 683,000 | 622,000 | 277,000 | -1,408,000 |
| Income tax | 234,000 | 177,000 | -197,000 | -627,000 |
| Net income | 449,000 | 445,000 | -87,000 | -781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,699,000 | 28,368,000 | 28,240,000 | 27,493,000 |
| Total capital | 31,275,000 | 31,441,000 | 30,911,000 | 30,263,000 |
| Risk-weighted assets | 243,895,000 | 244,978,000 | 217,259,000 | 226,376,000 |