Call reports 2010
FOOTHILLS BANK, THE — 2010
What FOOTHILLS BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 213,163,000 | 217,935,000 | 206,827,000 | 204,939,000 |
| Total loans | 168,336,000 | 167,047,000 | 168,969,000 | 164,766,000 |
| Allowance for loan losses | 1,459,000 | 1,720,000 | 1,815,000 | 1,630,000 |
| Securities available for sale | 21,000 | 20,000 | 20,000 | 20,000 |
| Securities held to maturity | 227,000 | 227,000 | 174,000 | 174,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,763,000 | 182,297,000 | 171,415,000 | 176,598,000 |
| Interest-bearing deposits | 140,203,000 | 141,079,000 | 135,258,000 | 139,058,000 |
| Noninterest-bearing deposits | 37,560,000 | 41,218,000 | 36,157,000 | 37,541,000 |
| Equity capital | 25,280,000 | 25,821,000 | 26,486,000 | 26,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,908,000 | 5,850,000 | 8,824,000 | 11,763,000 |
| Interest expense | 416,000 | 840,000 | 1,135,000 | 1,403,000 |
| Net interest income | 2,492,000 | 5,010,000 | 7,689,000 | 10,360,000 |
| Noninterest income | 293,000 | 562,000 | 886,000 | 1,192,000 |
| Noninterest expense | 1,558,000 | 3,084,000 | 4,712,000 | 6,396,000 |
| Provision for loan losses | 431,000 | 795,000 | 1,126,000 | 1,457,000 |
| Pretax income | 796,000 | 1,693,000 | 2,737,000 | 3,699,000 |
| Income tax | 325,000 | 702,000 | 1,104,000 | 1,399,000 |
| Net income | 471,000 | 991,000 | 1,633,000 | 2,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,046,000 | 21,602,000 | 22,281,000 | 22,693,000 |
| Total capital | 22,554,000 | 23,371,000 | 24,145,000 | 24,363,000 |
| Risk-weighted assets | 194,329,000 | 194,047,000 | 183,761,000 | 178,819,000 |