Call reports 2023
FDS BANK — 2023
What FDS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 118,380,000 | 109,271,000 | 140,239,000 | 138,405,000 |
| Total loans | 986,000 | 667,000 | 1,742,000 | 1,913,000 |
| Allowance for loan losses | 12,000 | 6,000 | 14,000 | 17,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,000,000 | 15,000,000 | 15,000,000 | 25,000,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 15,000,000 | 15,000,000 | 15,000,000 | 25,000,000 |
| Equity capital | 29,831,000 | 29,728,000 | 33,077,000 | 38,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 721,000 | 1,692,000 | 3,093,000 | 4,974,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 721,000 | 1,692,000 | 3,093,000 | 4,974,000 |
| Noninterest income | 204,004,000 | 369,662,000 | 514,397,000 | 729,515,000 |
| Noninterest expense | 33,181,000 | 59,439,000 | 86,139,000 | 115,994,000 |
| Provision for loan losses | -4,000 | -9,000 | -2,000 | 1,000 |
| Pretax income | 171,548,000 | 311,924,000 | 431,353,000 | 618,494,000 |
| Income tax | 36,025,000 | 65,504,000 | 90,584,000 | 129,884,000 |
| Net income | 135,523,000 | 246,420,000 | 340,769,000 | 488,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,831,000 | 29,728,000 | 33,077,000 | 38,918,000 |
| Total capital | 29,843,000 | 29,734,000 | 33,091,000 | 38,935,000 |
| Risk-weighted assets | 44,057,000 | 19,082,000 | 7,019,000 | 11,550,000 |