Call reports 2020
BANK OF AUSTIN, THE — 2020
What BANK OF AUSTIN, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Total assets | 202,738,000 | 236,812,000 | 270,731,000 |
| Total loans | 140,161,000 | 189,972,000 | 201,712,000 |
| Allowance for loan losses | 1,319,000 | 1,644,000 | 1,823,000 |
| Securities available for sale | 21,633,000 | 17,300,000 | 18,426,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 169,106,000 | 202,751,000 | 236,031,000 |
| Interest-bearing deposits | 111,376,000 | 124,065,000 | 145,772,000 |
| Noninterest-bearing deposits | 57,730,000 | 78,686,000 | 90,259,000 |
| Equity capital | 33,045,000 | 33,331,000 | 33,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Interest income | 1,857,000 | 3,832,000 | 5,947,000 |
| Interest expense | 328,000 | 541,000 | 792,000 |
| Net interest income | 1,529,000 | 3,291,000 | 5,155,000 |
| Noninterest income | 61,000 | 124,000 | 198,000 |
| Noninterest expense | 1,405,000 | 2,679,000 | 4,101,000 |
| Provision for loan losses | 104,000 | 429,000 | 609,000 |
| Pretax income | 81,000 | 261,000 | 597,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 81,000 | 261,000 | 597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 |
|---|---|---|---|
| Tier 1 capital | 32,859,000 | 33,077,000 | 33,451,000 |
| Total capital | 34,222,000 | 34,777,000 | 35,346,000 |
| Risk-weighted assets | 154,248,000 | 154,793,000 | 173,300,000 |