Call reports 2019
BANK OF AUSTIN, THE — 2019
What BANK OF AUSTIN, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 147,136,000 | 157,540,000 | 163,666,000 | 168,645,000 |
| Total loans | 95,077,000 | 109,032,000 | 114,288,000 | 130,477,000 |
| Allowance for loan losses | 823,000 | 984,000 | 1,090,000 | 1,215,000 |
| Securities available for sale | 4,932,000 | 7,861,000 | 16,470,000 | 15,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,473,000 | 124,737,000 | 130,590,000 | 135,315,000 |
| Interest-bearing deposits | 76,947,000 | 83,153,000 | 79,452,000 | 85,661,000 |
| Noninterest-bearing deposits | 37,526,000 | 41,584,000 | 51,138,000 | 49,654,000 |
| Equity capital | 32,206,000 | 32,336,000 | 32,530,000 | 32,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,419,000 | 3,030,000 | 4,763,000 | 6,533,000 |
| Interest expense | 238,000 | 526,000 | 822,000 | 1,112,000 |
| Net interest income | 1,181,000 | 2,504,000 | 3,941,000 | 5,421,000 |
| Noninterest income | 39,000 | 93,000 | 153,000 | 215,000 |
| Noninterest expense | 1,251,000 | 2,432,000 | 3,680,000 | 4,812,000 |
| Provision for loan losses | 74,000 | 234,000 | 341,000 | 465,000 |
| Pretax income | -105,000 | -69,000 | 94,000 | 359,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -105,000 | -69,000 | 94,000 | 359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,164,000 | 32,238,000 | 32,438,000 | 32,740,000 |
| Total capital | 33,011,000 | 33,258,000 | 33,569,000 | 33,999,000 |
| Risk-weighted assets | 109,354,000 | 124,118,000 | 128,706,000 | 140,485,000 |