Call reports 2018
BANK OF AUSTIN, THE — 2018
What BANK OF AUSTIN, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 84,209,000 | 99,951,000 | 114,671,000 | 125,337,000 |
| Total loans | 50,500,000 | 63,870,000 | 78,138,000 | 89,100,000 |
| Allowance for loan losses | 507,000 | 634,000 | 695,000 | 749,000 |
| Securities available for sale | 0 | 0 | 2,289,000 | 2,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,026,000 | 67,044,000 | 81,997,000 | 92,608,000 |
| Interest-bearing deposits | 35,058,000 | 46,467,000 | 56,710,000 | 62,659,000 |
| Noninterest-bearing deposits | 15,968,000 | 20,577,000 | 25,287,000 | 29,949,000 |
| Equity capital | 32,820,000 | 32,427,000 | 32,223,000 | 32,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 639,000 | 1,485,000 | 2,513,000 | 3,846,000 |
| Interest expense | 55,000 | 151,000 | 278,000 | 485,000 |
| Net interest income | 584,000 | 1,334,000 | 2,235,000 | 3,361,000 |
| Noninterest income | 20,000 | 49,000 | 84,000 | 120,000 |
| Noninterest expense | 1,070,000 | 2,151,000 | 3,235,000 | 4,403,000 |
| Provision for loan losses | 44,000 | 171,000 | 232,000 | 286,000 |
| Pretax income | -510,000 | -939,000 | -1,148,000 | -1,208,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -510,000 | -939,000 | -1,148,000 | -1,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,820,000 | 32,427,000 | 32,224,000 | 32,231,000 |
| Total capital | 33,333,000 | 33,074,000 | 32,937,000 | 33,004,000 |
| Risk-weighted assets | 56,573,000 | 73,296,000 | 87,954,000 | 98,422,000 |