Call reports 2019
FARMERS STATE BANK OF TRIMONT — 2019
What FARMERS STATE BANK OF TRIMONT reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 62,025,000 | 61,571,000 | 61,509,000 | 60,655,000 |
| Total loans | 34,468,000 | 33,744,000 | 30,749,000 | 33,006,000 |
| Allowance for loan losses | 515,000 | 512,000 | 477,000 | 488,000 |
| Securities available for sale | 16,141,000 | 15,773,000 | 14,846,000 | 14,076,000 |
| Securities held to maturity | 501,000 | 505,000 | 509,000 | 513,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,571,000 | 50,329,000 | 50,084,000 | 49,417,000 |
| Interest-bearing deposits | 36,823,000 | 40,115,000 | 40,175,000 | 38,650,000 |
| Noninterest-bearing deposits | 12,748,000 | 10,214,000 | 9,910,000 | 10,767,000 |
| Equity capital | 9,925,000 | 10,226,000 | 10,369,000 | 10,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 593,000 | 1,244,000 | 1,912,000 | 2,424,000 |
| Interest expense | 117,000 | 259,000 | 396,000 | 524,000 |
| Net interest income | 476,000 | 985,000 | 1,516,000 | 1,900,000 |
| Noninterest income | 245,000 | 307,000 | 439,000 | 547,000 |
| Noninterest expense | 331,000 | 682,000 | 1,103,000 | 1,361,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 390,000 | 610,000 | 752,000 | 986,000 |
| Income tax | 98,000 | 162,000 | 186,000 | 218,000 |
| Net income | 292,000 | 448,000 | 566,000 | 768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,895,000 | 9,981,000 | 10,167,000 | 10,057,000 |
| Total capital | 10,410,000 | 10,493,000 | 10,644,000 | 10,545,000 |
| Risk-weighted assets | 47,021,000 | 45,828,000 | 46,778,000 | 46,252,000 |