Call reports 2016
FARMERS STATE BANK OF TRIMONT — 2016
What FARMERS STATE BANK OF TRIMONT reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 60,915,000 | 61,419,000 | 60,738,000 | 58,377,000 |
| Total loans | 30,264,000 | 29,186,000 | 28,522,000 | 29,133,000 |
| Allowance for loan losses | 402,000 | 486,000 | 488,000 | 413,000 |
| Securities available for sale | 23,330,000 | 22,333,000 | 21,778,000 | 21,256,000 |
| Securities held to maturity | 0 | 455,000 | 459,000 | 463,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,299,000 | 51,747,000 | 50,836,000 | 47,303,000 |
| Interest-bearing deposits | 39,369,000 | 40,780,000 | 39,332,000 | 36,383,000 |
| Noninterest-bearing deposits | 9,931,000 | 10,967,000 | 11,505,000 | 10,920,000 |
| Equity capital | 8,979,000 | 9,031,000 | 9,231,000 | 9,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 498,000 | 996,000 | 1,486,000 | 1,970,000 |
| Interest expense | 50,000 | 99,000 | 148,000 | 195,000 |
| Net interest income | 448,000 | 897,000 | 1,338,000 | 1,775,000 |
| Noninterest income | 45,000 | 154,000 | 247,000 | 349,000 |
| Noninterest expense | 351,000 | 631,000 | 868,000 | 1,162,000 |
| Provision for loan losses | 100,000 | 400,000 | 400,000 | 500,000 |
| Pretax income | 56,000 | 34,000 | 331,000 | 476,000 |
| Income tax | 0 | 0 | 55,000 | 77,000 |
| Net income | 56,000 | 34,000 | 276,000 | 399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,879,000 | 8,856,000 | 9,098,000 | 9,077,000 |
| Total capital | 9,281,000 | 9,342,000 | 9,586,000 | 9,490,000 |
| Risk-weighted assets | 38,576,000 | 39,860,000 | 40,544,000 | 38,435,000 |