Call reports 2015
FARMERS STATE BANK OF TRIMONT — 2015
What FARMERS STATE BANK OF TRIMONT reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 64,408,000 | 63,971,000 | 62,213,000 | 62,208,000 |
| Total loans | 29,856,000 | 29,321,000 | 29,463,000 | 29,122,000 |
| Allowance for loan losses | 403,000 | 270,000 | 311,000 | 307,000 |
| Securities available for sale | 26,788,000 | 25,975,000 | 25,192,000 | 24,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,719,000 | 48,993,000 | 48,203,000 | 50,696,000 |
| Interest-bearing deposits | 41,514,000 | 38,930,000 | 39,699,000 | 41,460,000 |
| Noninterest-bearing deposits | 9,204,000 | 10,063,000 | 8,504,000 | 9,237,000 |
| Equity capital | 8,749,000 | 8,694,000 | 8,920,000 | 8,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 498,000 | 999,000 | 1,493,000 | 1,962,000 |
| Interest expense | 47,000 | 93,000 | 142,000 | 189,000 |
| Net interest income | 451,000 | 906,000 | 1,351,000 | 1,773,000 |
| Noninterest income | 45,000 | 109,000 | 160,000 | 210,000 |
| Noninterest expense | 342,000 | 598,000 | 921,000 | 1,231,000 |
| Provision for loan losses | 20,000 | 245,000 | 245,000 | 245,000 |
| Pretax income | 134,000 | 172,000 | 345,000 | 507,000 |
| Income tax | 50,000 | 27,000 | 75,000 | 95,000 |
| Net income | 84,000 | 145,000 | 270,000 | 412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,638,000 | 8,700,000 | 8,825,000 | 8,822,000 |
| Total capital | 9,041,000 | 8,970,000 | 9,136,000 | 9,129,000 |
| Risk-weighted assets | 40,464,000 | 40,146,000 | 39,645,000 | 40,365,000 |