Call reports 2014
FARMERS STATE BANK OF TRIMONT — 2014
What FARMERS STATE BANK OF TRIMONT reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 67,250,000 | 64,473,000 | 61,997,000 | 62,622,000 |
| Total loans | 32,691,000 | 29,598,000 | 28,329,000 | 31,883,000 |
| Allowance for loan losses | 409,000 | 409,000 | 412,000 | 401,000 |
| Securities available for sale | 28,655,000 | 25,726,000 | 25,178,000 | 23,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,179,000 | 52,451,000 | 49,903,000 | 49,489,000 |
| Interest-bearing deposits | 44,630,000 | 44,264,000 | 41,471,000 | 40,004,000 |
| Noninterest-bearing deposits | 9,549,000 | 8,187,000 | 8,433,000 | 9,485,000 |
| Equity capital | 8,160,000 | 8,399,000 | 8,465,000 | 8,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 592,000 | 1,139,000 | 1,644,000 | 2,136,000 |
| Interest expense | 56,000 | 110,000 | 163,000 | 214,000 |
| Net interest income | 536,000 | 1,029,000 | 1,481,000 | 1,922,000 |
| Noninterest income | 57,000 | 110,000 | 159,000 | 208,000 |
| Noninterest expense | 341,000 | 681,000 | 1,077,000 | 1,375,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 252,000 | 433,000 | 592,000 | 827,000 |
| Income tax | 83,000 | 143,000 | 195,000 | 223,000 |
| Net income | 169,000 | 290,000 | 397,000 | 604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,995,000 | 8,195,000 | 8,275,000 | 8,555,000 |
| Total capital | 8,404,000 | 8,604,000 | 8,687,000 | 8,956,000 |
| Risk-weighted assets | 42,045,000 | 38,454,000 | 36,801,000 | 39,961,000 |