Call reports 2013
FARMERS STATE BANK OF TRIMONT — 2013
What FARMERS STATE BANK OF TRIMONT reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 62,318,000 | 59,993,000 | 59,917,000 | 72,729,000 |
| Total loans | 28,100,000 | 24,464,000 | 24,264,000 | 36,547,000 |
| Allowance for loan losses | 395,000 | 399,000 | 409,000 | 406,000 |
| Securities available for sale | 26,599,000 | 26,750,000 | 30,630,000 | 29,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,393,000 | 51,492,000 | 50,425,000 | 54,609,000 |
| Interest-bearing deposits | 43,067,000 | 41,334,000 | 40,863,000 | 45,394,000 |
| Noninterest-bearing deposits | 10,326,000 | 10,158,000 | 9,562,000 | 9,215,000 |
| Equity capital | 8,273,000 | 7,867,000 | 8,065,000 | 7,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 546,000 | 1,083,000 | 1,580,000 | 2,121,000 |
| Interest expense | 60,000 | 117,000 | 170,000 | 224,000 |
| Net interest income | 486,000 | 966,000 | 1,410,000 | 1,897,000 |
| Noninterest income | 45,000 | 84,000 | 132,000 | 184,000 |
| Noninterest expense | 336,000 | 682,000 | 992,000 | 1,266,000 |
| Provision for loan losses | 0 | 4,000 | 4,000 | 4,000 |
| Pretax income | 238,000 | 445,000 | 627,000 | 892,000 |
| Income tax | 74,000 | 166,000 | 204,000 | 278,000 |
| Net income | 164,000 | 279,000 | 423,000 | 614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,941,000 | 7,731,000 | 7,911,000 | 7,731,000 |
| Total capital | 8,336,000 | 8,130,000 | 8,318,000 | 8,137,000 |
| Risk-weighted assets | 37,311,000 | 33,070,000 | 32,693,000 | 46,532,000 |