Call reports 2025
PEOPLES STATE BANK OF COLFAX — 2025
What PEOPLES STATE BANK OF COLFAX reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 43,341,000 | 45,158,000 | 48,864,000 | 46,921,000 |
| Total loans | 20,208,000 | 19,518,000 | 20,327,000 | 19,955,000 |
| Allowance for loan losses | 110,000 | 114,000 | 114,000 | 112,000 |
| Securities available for sale | 13,594,000 | 14,607,000 | 14,685,000 | 14,912,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,957,000 | 39,711,000 | 43,038,000 | 41,204,000 |
| Interest-bearing deposits | 32,038,000 | 34,393,000 | 36,381,000 | 34,309,000 |
| Noninterest-bearing deposits | 5,919,000 | 5,318,000 | 6,657,000 | 6,895,000 |
| Equity capital | 4,992,000 | 5,084,000 | 5,434,000 | 5,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 508,000 | 1,027,000 | 1,580,000 | 2,155,000 |
| Interest expense | 108,000 | 219,000 | 331,000 | 446,000 |
| Net interest income | 400,000 | 808,000 | 1,249,000 | 1,709,000 |
| Noninterest income | 15,000 | 32,000 | 92,000 | 184,000 |
| Noninterest expense | 222,000 | 436,000 | 674,000 | 1,005,000 |
| Provision for loan losses | 0 | 0 | 0 | -2,000 |
| Pretax income | 193,000 | 404,000 | 667,000 | 888,000 |
| Income tax | 45,000 | 95,000 | 158,000 | 207,000 |
| Net income | 148,000 | 309,000 | 509,000 | 681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,171,000 | 5,236,000 | 5,436,000 | 5,271,000 |