Call reports 2023
PEOPLES STATE BANK OF COLFAX — 2023
What PEOPLES STATE BANK OF COLFAX reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 41,942,000 | 41,454,000 | 43,695,000 | 40,538,000 |
| Total loans | 19,113,000 | 20,375,000 | 20,307,000 | 20,032,000 |
| Allowance for loan losses | 103,000 | 103,000 | 103,000 | 103,000 |
| Securities available for sale | 12,802,000 | 12,221,000 | 12,216,000 | 11,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,578,000 | 37,030,000 | 37,058,000 | 33,793,000 |
| Interest-bearing deposits | 29,089,000 | 29,906,000 | 30,713,000 | 27,601,000 |
| Noninterest-bearing deposits | 8,489,000 | 7,124,000 | 6,345,000 | 6,192,000 |
| Equity capital | 4,274,000 | 4,282,000 | 4,428,000 | 4,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 382,000 | 787,000 | 1,203,000 | 1,650,000 |
| Interest expense | 21,000 | 56,000 | 131,000 | 231,000 |
| Net interest income | 361,000 | 731,000 | 1,072,000 | 1,419,000 |
| Noninterest income | 19,000 | 38,000 | 109,000 | 170,000 |
| Noninterest expense | 213,000 | 456,000 | 668,000 | 916,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 167,000 | 313,000 | 513,000 | 673,000 |
| Income tax | 40,000 | 73,000 | 123,000 | 161,000 |
| Net income | 127,000 | 240,000 | 390,000 | 512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,770,000 | 4,835,000 | 4,984,000 | 4,865,000 |
| Total capital | 4,873,000 | 4,938,000 | 5,087,000 | 4,968,000 |
| Risk-weighted assets | 19,961,000 | 21,187,000 | 21,560,000 | 20,960,000 |