Call reports 2022
PEOPLES STATE BANK OF COLFAX — 2022
What PEOPLES STATE BANK OF COLFAX reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 45,462,000 | 43,223,000 | 43,892,000 | 42,651,000 |
| Total loans | 17,431,000 | 18,555,000 | 20,886,000 | 21,189,000 |
| Allowance for loan losses | 93,000 | 93,000 | 103,000 | 103,000 |
| Securities available for sale | 13,787,000 | 13,633,000 | 12,635,000 | 12,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,021,000 | 39,002,000 | 37,962,000 | 37,336,000 |
| Interest-bearing deposits | 32,525,000 | 31,267,000 | 30,096,000 | 28,326,000 |
| Noninterest-bearing deposits | 8,496,000 | 7,735,000 | 7,866,000 | 9,010,000 |
| Equity capital | 4,337,000 | 4,138,000 | 4,100,000 | 4,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 296,000 | 617,000 | 976,000 | 1,372,000 |
| Interest expense | 15,000 | 29,000 | 52,000 | 72,000 |
| Net interest income | 281,000 | 588,000 | 924,000 | 1,300,000 |
| Noninterest income | 20,000 | 32,000 | 100,000 | 174,000 |
| Noninterest expense | 203,000 | 404,000 | 620,000 | 893,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | 98,000 | 214,000 | 394,000 | 571,000 |
| Income tax | 25,000 | 54,000 | 98,000 | 142,000 |
| Net income | 73,000 | 160,000 | 296,000 | 429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,580,000 | 4,615,000 | 4,751,000 | 4,643,000 |
| Total capital | 4,673,000 | 4,708,000 | 4,854,000 | 4,746,000 |
| Risk-weighted assets | 19,465,000 | 20,264,000 | 20,264,000 | 22,203,000 |