Call reports 2021
PEOPLES STATE BANK OF COLFAX — 2021
What PEOPLES STATE BANK OF COLFAX reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 44,542,000 | 43,606,000 | 41,597,000 | 40,039,000 |
| Total loans | 19,649,000 | 19,422,000 | 19,673,000 | 18,790,000 |
| Allowance for loan losses | 92,000 | 92,000 | 92,000 | 93,000 |
| Securities available for sale | 4,272,000 | 6,371,000 | 7,644,000 | 8,454,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,972,000 | 38,989,000 | 36,735,000 | 35,424,000 |
| Interest-bearing deposits | 30,227,000 | 30,066,000 | 29,529,000 | 27,920,000 |
| Noninterest-bearing deposits | 9,745,000 | 8,923,000 | 7,206,000 | 7,504,000 |
| Equity capital | 4,409,000 | 4,500,000 | 4,712,000 | 4,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 318,000 | 695,000 | 1,115,000 | 1,430,000 |
| Interest expense | 25,000 | 44,000 | 61,000 | 76,000 |
| Net interest income | 293,000 | 651,000 | 1,054,000 | 1,354,000 |
| Noninterest income | 16,000 | 35,000 | 101,000 | 170,000 |
| Noninterest expense | 183,000 | 377,000 | 580,000 | 845,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 126,000 | 309,000 | 575,000 | 679,000 |
| Income tax | 29,000 | 78,000 | 150,000 | 175,000 |
| Net income | 97,000 | 231,000 | 425,000 | 504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,390,000 | 4,477,000 | 4,670,000 | 4,508,000 |
| Total capital | 4,482,000 | 4,569,000 | 4,762,000 | 4,601,000 |
| Risk-weighted assets | 19,864,000 | 18,708,000 | 19,740,000 | 19,219,000 |