Call reports 2020
PEOPLES STATE BANK OF COLFAX — 2020
What PEOPLES STATE BANK OF COLFAX reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 34,165,000 | 39,607,000 | 41,438,000 | 38,052,000 |
| Total loans | 20,310,000 | 21,046,000 | 20,408,000 | 19,895,000 |
| Allowance for loan losses | 96,000 | 93,000 | 91,000 | 92,000 |
| Securities available for sale | 3,538,000 | 2,982,000 | 2,969,000 | 2,056,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,717,000 | 33,048,000 | 34,779,000 | 33,562,000 |
| Interest-bearing deposits | 25,781,000 | 26,574,000 | 29,257,000 | 27,542,000 |
| Noninterest-bearing deposits | 3,936,000 | 6,474,000 | 5,522,000 | 6,020,000 |
| Equity capital | 4,275,000 | 4,388,000 | 4,495,000 | 4,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 367,000 | 761,000 | 1,107,000 | 1,446,000 |
| Interest expense | 39,000 | 77,000 | 114,000 | 145,000 |
| Net interest income | 328,000 | 684,000 | 993,000 | 1,301,000 |
| Noninterest income | 21,000 | 53,000 | 91,000 | 127,000 |
| Noninterest expense | 174,000 | 365,000 | 556,000 | 785,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 175,000 | 372,000 | 528,000 | 643,000 |
| Income tax | 46,000 | 97,000 | 138,000 | 167,000 |
| Net income | 129,000 | 275,000 | 390,000 | 476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,289,000 | 4,333,000 | 4,448,000 | 4,294,000 |
| Total capital | 4,385,000 | 4,426,000 | 4,539,000 | 4,386,000 |
| Risk-weighted assets | 19,261,000 | 20,542,000 | 20,501,000 | 18,464,000 |