Call reports 2019
PEOPLES STATE BANK OF COLFAX — 2019
What PEOPLES STATE BANK OF COLFAX reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 32,744,000 | 33,611,000 | 34,797,000 | 34,293,000 |
| Total loans | 20,532,000 | 19,990,000 | 20,131,000 | 20,470,000 |
| Allowance for loan losses | 103,000 | 103,000 | 100,000 | 97,000 |
| Securities available for sale | 5,736,000 | 4,790,000 | 4,389,000 | 3,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,489,000 | 29,272,000 | 30,268,000 | 29,640,000 |
| Interest-bearing deposits | 24,984,000 | 25,701,000 | 26,209,000 | 25,750,000 |
| Noninterest-bearing deposits | 3,505,000 | 3,571,000 | 4,059,000 | 3,890,000 |
| Equity capital | 4,158,000 | 4,224,000 | 4,381,000 | 4,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 361,000 | 731,000 | 1,114,000 | 1,491,000 |
| Interest expense | 28,000 | 64,000 | 103,000 | 142,000 |
| Net interest income | 333,000 | 667,000 | 1,011,000 | 1,349,000 |
| Noninterest income | 23,000 | 65,000 | 106,000 | 152,000 |
| Noninterest expense | 205,000 | 395,000 | 591,000 | 822,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 151,000 | 318,000 | 526,000 | 679,000 |
| Income tax | 40,000 | 82,000 | 134,000 | 171,000 |
| Net income | 111,000 | 236,000 | 392,000 | 508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,151,000 | 4,177,000 | 4,332,000 | 4,160,000 |
| Total capital | 4,254,000 | 4,280,000 | 4,432,000 | 4,257,000 |
| Risk-weighted assets | 20,618,000 | 20,611,000 | 20,401,000 | 19,745,000 |