Call reports 2018
PEOPLES STATE BANK OF COLFAX — 2018
What PEOPLES STATE BANK OF COLFAX reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 33,742,000 | 33,109,000 | 33,640,000 | 32,988,000 |
| Total loans | 19,641,000 | 19,689,000 | 20,124,000 | 20,780,000 |
| Allowance for loan losses | 102,000 | 102,000 | 103,000 | 103,000 |
| Securities available for sale | 6,295,000 | 6,776,000 | 5,960,000 | 5,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,631,000 | 28,999,000 | 29,404,000 | 28,492,000 |
| Interest-bearing deposits | 25,972,000 | 25,715,000 | 25,769,000 | 24,678,000 |
| Noninterest-bearing deposits | 3,659,000 | 3,284,000 | 3,635,000 | 3,814,000 |
| Equity capital | 4,008,000 | 4,033,000 | 4,156,000 | 3,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 330,000 | 670,000 | 1,022,000 | 1,389,000 |
| Interest expense | 20,000 | 43,000 | 66,000 | 92,000 |
| Net interest income | 310,000 | 627,000 | 956,000 | 1,297,000 |
| Noninterest income | 26,000 | 61,000 | 106,000 | 160,000 |
| Noninterest expense | 188,000 | 387,000 | 576,000 | 823,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 148,000 | 301,000 | 486,000 | 634,000 |
| Income tax | 14,000 | 49,000 | 93,000 | 128,000 |
| Net income | 134,000 | 252,000 | 393,000 | 506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,054,000 | 4,074,000 | 4,216,000 | 4,040,000 |
| Total capital | 4,156,000 | 4,176,000 | 4,319,000 | 4,143,000 |
| Risk-weighted assets | 19,904,000 | 19,932,000 | 20,591,000 | 20,961,000 |