Call reports 2016
PEOPLES STATE BANK OF COLFAX — 2016
What PEOPLES STATE BANK OF COLFAX reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 33,123,000 | 35,724,000 | 35,533,000 | 35,324,000 |
| Total loans | 19,926,000 | 18,782,000 | 19,823,000 | 20,205,000 |
| Allowance for loan losses | 101,000 | 101,000 | 101,000 | 101,000 |
| Securities available for sale | 6,748,000 | 6,753,000 | 6,746,000 | 6,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,909,000 | 31,523,000 | 31,226,000 | 31,356,000 |
| Interest-bearing deposits | 24,789,000 | 26,205,000 | 26,459,000 | 24,227,000 |
| Noninterest-bearing deposits | 4,120,000 | 5,318,000 | 4,767,000 | 7,129,000 |
| Equity capital | 4,007,000 | 4,024,000 | 4,119,000 | 3,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 317,000 | 629,000 | 943,000 | 1,263,000 |
| Interest expense | 20,000 | 40,000 | 61,000 | 81,000 |
| Net interest income | 297,000 | 589,000 | 882,000 | 1,182,000 |
| Noninterest income | 22,000 | 62,000 | 101,000 | 159,000 |
| Noninterest expense | 187,000 | 377,000 | 564,000 | 799,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 143,000 | 294,000 | 439,000 | 561,000 |
| Income tax | 43,000 | 90,000 | 134,000 | 170,000 |
| Net income | 100,000 | 204,000 | 305,000 | 391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,926,000 | 3,935,000 | 4,036,000 | 3,832,000 |
| Total capital | 4,027,000 | 4,036,000 | 4,137,000 | 3,933,000 |
| Risk-weighted assets | 19,837,000 | 18,001,000 | 19,869,000 | 20,370,000 |