Call reports 2015
PEOPLES STATE BANK OF COLFAX — 2015
What PEOPLES STATE BANK OF COLFAX reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 34,411,000 | 36,137,000 | 34,364,000 | 36,397,000 |
| Total loans | 16,322,000 | 17,529,000 | 17,799,000 | 19,002,000 |
| Allowance for loan losses | 92,000 | 82,000 | 85,000 | 88,000 |
| Securities available for sale | 8,656,000 | 7,950,000 | 7,955,000 | 7,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,296,000 | 30,525,000 | 30,124,000 | 32,313,000 |
| Interest-bearing deposits | 25,740,000 | 25,350,000 | 25,985,000 | 23,897,000 |
| Noninterest-bearing deposits | 4,556,000 | 5,175,000 | 4,139,000 | 8,416,000 |
| Equity capital | 3,931,000 | 3,954,000 | 4,060,000 | 3,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 292,000 | 602,000 | 912,000 | 1,225,000 |
| Interest expense | 22,000 | 42,000 | 63,000 | 83,000 |
| Net interest income | 270,000 | 560,000 | 849,000 | 1,142,000 |
| Noninterest income | 26,000 | 67,000 | 103,000 | 152,000 |
| Noninterest expense | 186,000 | 377,000 | 564,000 | 796,000 |
| Provision for loan losses | 0 | 1,000 | 4,000 | 7,000 |
| Pretax income | 110,000 | 249,000 | 384,000 | 491,000 |
| Income tax | 28,000 | 69,000 | 108,000 | 135,000 |
| Net income | 82,000 | 180,000 | 276,000 | 356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,842,000 | 3,892,000 | 3,988,000 | 3,827,000 |
| Total capital | 3,934,000 | 3,974,000 | 4,073,000 | 3,915,000 |
| Risk-weighted assets | 16,854,000 | 18,070,000 | 18,409,000 | 19,846,000 |