Call reports 2025
CENTENNIAL BANK — 2025
What CENTENNIAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 796,946,000 | 810,535,000 | 835,475,000 | 851,821,000 |
| Total loans | 642,961,000 | 658,321,000 | 672,213,000 | 679,291,000 |
| Allowance for loan losses | 11,145,000 | 11,144,000 | 11,263,000 | 11,404,000 |
| Securities available for sale | 54,557,000 | 53,890,000 | 55,236,000 | 53,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 695,390,000 | 708,469,000 | 731,373,000 | 752,337,000 |
| Interest-bearing deposits | 550,383,000 | 568,248,000 | 587,375,000 | 592,127,000 |
| Noninterest-bearing deposits | 145,007,000 | 140,221,000 | 143,998,000 | 160,210,000 |
| Equity capital | 83,460,000 | 84,195,000 | 85,895,000 | 84,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,616,000 | 25,916,000 | 39,606,000 | 53,388,000 |
| Interest expense | 4,459,000 | 9,222,000 | 14,101,000 | 18,917,000 |
| Net interest income | 8,157,000 | 16,694,000 | 25,505,000 | 34,471,000 |
| Noninterest income | 940,000 | 2,174,000 | 3,266,000 | 4,848,000 |
| Noninterest expense | 5,850,000 | 11,790,000 | 17,747,000 | 24,526,000 |
| Provision for loan losses | 305,000 | 609,000 | 913,000 | 1,218,000 |
| Pretax income | 2,934,000 | 6,454,000 | 10,088,000 | 13,545,000 |
| Income tax | 802,000 | 1,730,000 | 2,671,000 | 2,505,000 |
| Net income | 2,132,000 | 4,724,000 | 7,417,000 | 11,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,712,000 | 84,583,000 | 85,554,000 | 84,054,000 |
| Total capital | 92,434,000 | 93,474,000 | 94,543,000 | 93,183,000 |
| Risk-weighted assets | 695,098,000 | 708,786,000 | 716,545,000 | 727,746,000 |