Call reports 2024
CENTENNIAL BANK — 2024
What CENTENNIAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 704,779,000 | 728,220,000 | 741,896,000 | 764,009,000 |
| Total loans | 566,171,000 | 584,408,000 | 605,578,000 | 639,448,000 |
| Allowance for loan losses | 10,333,000 | 10,474,000 | 10,757,000 | 10,984,000 |
| Securities available for sale | 62,761,000 | 59,499,000 | 60,416,000 | 56,101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 606,065,000 | 629,497,000 | 640,658,000 | 664,196,000 |
| Interest-bearing deposits | 462,494,000 | 468,092,000 | 491,450,000 | 520,691,000 |
| Noninterest-bearing deposits | 143,571,000 | 161,405,000 | 149,208,000 | 143,505,000 |
| Equity capital | 79,404,000 | 80,191,000 | 82,185,000 | 82,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 11,094,000 | 22,752,000 | 35,009,000 | 47,603,000 |
| Interest expense | 3,551,000 | 7,398,000 | 11,481,000 | 15,739,000 |
| Net interest income | 7,543,000 | 15,354,000 | 23,528,000 | 31,864,000 |
| Noninterest income | 905,000 | 2,320,000 | 3,433,000 | 5,187,000 |
| Noninterest expense | 5,485,000 | 11,055,000 | 16,540,000 | 22,227,000 |
| Provision for loan losses | 306,000 | 612,000 | 918,000 | 1,281,000 |
| Pretax income | 2,657,000 | 6,007,000 | 9,503,000 | 13,535,000 |
| Income tax | 726,000 | 1,528,000 | 2,426,000 | 2,517,000 |
| Net income | 1,931,000 | 4,479,000 | 7,077,000 | 11,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,783,000 | 80,608,000 | 81,485,000 | 83,304,000 |
| Total capital | 87,730,000 | 88,577,000 | 89,836,000 | 92,022,000 |
| Risk-weighted assets | 633,164,000 | 634,754,000 | 665,432,000 | 694,894,000 |