Call reports 2023
CENTENNIAL BANK — 2023
What CENTENNIAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 654,784,000 | 675,112,000 | 694,293,000 | 707,851,000 |
| Total loans | 498,475,000 | 530,892,000 | 549,256,000 | 573,618,000 |
| Allowance for loan losses | 9,446,000 | 9,416,000 | 9,590,000 | 9,840,000 |
| Securities available for sale | 74,917,000 | 72,479,000 | 69,505,000 | 68,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 568,484,000 | 572,036,000 | 596,293,000 | 610,336,000 |
| Interest-bearing deposits | 405,997,000 | 416,760,000 | 440,228,000 | 464,547,000 |
| Noninterest-bearing deposits | 162,487,000 | 155,276,000 | 156,065,000 | 145,789,000 |
| Equity capital | 72,562,000 | 73,802,000 | 77,466,000 | 79,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,769,000 | 18,338,000 | 28,754,000 | 39,822,000 |
| Interest expense | 1,369,000 | 3,297,000 | 6,274,000 | 9,622,000 |
| Net interest income | 7,400,000 | 15,041,000 | 22,480,000 | 30,200,000 |
| Noninterest income | 889,000 | 2,583,000 | 9,123,000 | 10,498,000 |
| Noninterest expense | 4,849,000 | 9,802,000 | 15,174,000 | 20,904,000 |
| Provision for loan losses | 133,000 | 395,000 | 648,000 | 951,000 |
| Pretax income | 3,137,000 | 7,216,000 | 15,506,000 | 18,568,000 |
| Income tax | 880,000 | 1,819,000 | 3,608,000 | 3,485,000 |
| Net income | 2,257,000 | 5,397,000 | 11,898,000 | 15,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,816,000 | 73,734,000 | 78,514,000 | 79,574,000 |
| Total capital | 78,962,000 | 81,321,000 | 86,295,000 | 87,684,000 |
| Risk-weighted assets | 569,198,000 | 604,952,000 | 620,423,000 | 646,851,000 |