Call reports 2022
CENTENNIAL BANK — 2022
What CENTENNIAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 698,548,000 | 681,761,000 | 661,541,000 | 647,593,000 |
| Total loans | 442,501,000 | 456,815,000 | 480,671,000 | 499,070,000 |
| Allowance for loan losses | 8,293,000 | 8,718,000 | 8,878,000 | 9,358,000 |
| Securities available for sale | 66,686,000 | 63,589,000 | 62,387,000 | 75,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 613,864,000 | 604,533,000 | 583,697,000 | 569,511,000 |
| Interest-bearing deposits | 454,879,000 | 447,953,000 | 422,696,000 | 413,355,000 |
| Noninterest-bearing deposits | 158,985,000 | 156,580,000 | 161,001,000 | 156,156,000 |
| Equity capital | 71,163,000 | 69,107,000 | 69,362,000 | 71,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,936,000 | 14,056,000 | 21,788,000 | 30,327,000 |
| Interest expense | 712,000 | 1,368,000 | 2,106,000 | 2,933,000 |
| Net interest income | 6,224,000 | 12,688,000 | 19,682,000 | 27,394,000 |
| Noninterest income | 713,000 | 1,591,000 | 2,426,000 | 3,288,000 |
| Noninterest expense | 4,392,000 | 8,941,000 | 13,431,000 | 18,413,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,800,000 |
| Pretax income | 2,095,000 | 4,438,000 | 7,326,000 | 10,468,000 |
| Income tax | 826,000 | 1,707,000 | 2,785,000 | 2,724,000 |
| Net income | 1,269,000 | 2,731,000 | 4,541,000 | 7,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,875,000 | 67,613,000 | 68,702,000 | 70,532,000 |
| Total capital | 73,208,000 | 74,091,000 | 75,608,000 | 77,663,000 |
| Risk-weighted assets | 504,653,000 | 516,039,000 | 550,473,000 | 568,237,000 |