Call reports 2021
CENTENNIAL BANK — 2021
What CENTENNIAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 656,796,000 | 666,283,000 | 667,595,000 | 689,600,000 |
| Total loans | 425,992,000 | 448,185,000 | 445,966,000 | 436,935,000 |
| Allowance for loan losses | 6,188,000 | 6,774,000 | 7,174,000 | 7,692,000 |
| Securities available for sale | 38,467,000 | 35,548,000 | 53,471,000 | 62,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 570,237,000 | 580,316,000 | 581,292,000 | 603,130,000 |
| Interest-bearing deposits | 433,951,000 | 440,412,000 | 438,849,000 | 448,510,000 |
| Noninterest-bearing deposits | 136,286,000 | 139,904,000 | 142,443,000 | 154,620,000 |
| Equity capital | 71,552,000 | 71,967,000 | 72,687,000 | 73,477,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,846,000 | 13,705,000 | 21,390,000 | 28,530,000 |
| Interest expense | 1,080,000 | 2,052,000 | 2,935,000 | 3,748,000 |
| Net interest income | 5,766,000 | 11,653,000 | 18,455,000 | 24,782,000 |
| Noninterest income | 689,000 | 1,650,000 | 2,432,000 | 3,286,000 |
| Noninterest expense | 4,279,000 | 8,613,000 | 12,999,000 | 17,480,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 1,800,000 | 2,400,000 |
| Pretax income | 1,622,000 | 3,585,000 | 6,231,000 | 10,284,000 |
| Income tax | 447,000 | 1,040,000 | 1,893,000 | 3,170,000 |
| Net income | 1,175,000 | 2,545,000 | 4,338,000 | 7,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,955,000 | 63,602,000 | 64,674,000 | 66,328,000 |
| Total capital | 68,722,000 | 69,661,000 | 70,936,000 | 72,568,000 |
| Risk-weighted assets | 460,926,000 | 483,984,000 | 500,029,000 | 497,710,000 |