Call reports 2020
CENTENNIAL BANK — 2020
What CENTENNIAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 589,656,000 | 622,762,000 | 622,526,000 | 644,595,000 |
| Total loans | 422,692,000 | 448,010,000 | 461,133,000 | 436,006,000 |
| Allowance for loan losses | 5,069,000 | 5,328,000 | 5,805,000 | 5,843,000 |
| Securities available for sale | 48,321,000 | 44,549,000 | 41,285,000 | 38,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,592,000 | 532,886,000 | 533,739,000 | 557,493,000 |
| Interest-bearing deposits | 403,550,000 | 413,691,000 | 405,577,000 | 426,548,000 |
| Noninterest-bearing deposits | 97,043,000 | 119,195,000 | 128,162,000 | 130,945,000 |
| Equity capital | 70,053,000 | 71,210,000 | 71,448,000 | 71,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,394,000 | 14,527,000 | 21,753,000 | 29,075,000 |
| Interest expense | 1,433,000 | 2,755,000 | 4,027,000 | 5,213,000 |
| Net interest income | 5,961,000 | 11,772,000 | 17,726,000 | 23,862,000 |
| Noninterest income | 671,000 | 1,213,000 | 1,969,000 | 2,867,000 |
| Noninterest expense | 4,374,000 | 8,497,000 | 12,710,000 | 16,861,000 |
| Provision for loan losses | 768,000 | 1,536,000 | 2,304,000 | 3,072,000 |
| Pretax income | 1,512,000 | 3,070,000 | 4,845,000 | 7,007,000 |
| Income tax | 442,000 | 837,000 | 1,344,000 | 1,800,000 |
| Net income | 1,070,000 | 2,233,000 | 3,501,000 | 5,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,880,000 | 61,337,000 | 61,901,000 | 62,502,000 |
| Total capital | 65,949,000 | 66,665,000 | 67,706,000 | 68,345,000 |
| Risk-weighted assets | 467,019,000 | 473,974,000 | 485,465,000 | 473,939,000 |