Call reports 2019
CENTENNIAL BANK — 2019
What CENTENNIAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 462,301,000 | 474,358,000 | 584,165,000 | 587,205,000 |
| Total loans | 368,902,000 | 386,713,000 | 433,775,000 | 427,588,000 |
| Allowance for loan losses | 5,746,000 | 5,852,000 | 5,694,000 | 5,106,000 |
| Securities available for sale | 24,732,000 | 24,745,000 | 55,631,000 | 53,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,491,000 | 398,553,000 | 493,250,000 | 497,369,000 |
| Interest-bearing deposits | 325,111,000 | 320,776,000 | 393,431,000 | 398,060,000 |
| Noninterest-bearing deposits | 61,380,000 | 77,777,000 | 99,819,000 | 99,309,000 |
| Equity capital | 53,276,000 | 54,258,000 | 69,693,000 | 70,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,262,000 | 12,762,000 | 20,594,000 | 28,241,000 |
| Interest expense | 1,202,000 | 2,470,000 | 3,968,000 | 5,481,000 |
| Net interest income | 5,060,000 | 10,292,000 | 16,626,000 | 22,760,000 |
| Noninterest income | 788,000 | 1,627,000 | 3,264,000 | 4,060,000 |
| Noninterest expense | 3,644,000 | 7,243,000 | 11,870,000 | 16,309,000 |
| Provision for loan losses | 491,000 | 982,000 | 2,246,000 | 2,749,000 |
| Pretax income | 1,713,000 | 3,694,000 | 5,775,000 | 7,763,000 |
| Income tax | 510,000 | 1,025,000 | 1,593,000 | 1,961,000 |
| Net income | 1,203,000 | 2,669,000 | 4,182,000 | 5,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,651,000 | 49,519,000 | 59,519,000 | 60,264,000 |
| Total capital | 53,815,000 | 54,893,000 | 65,257,000 | 65,408,000 |
| Risk-weighted assets | 410,341,000 | 426,084,000 | 480,481,000 | 477,906,000 |