Call reports 2017
CENTENNIAL BANK — 2017
What CENTENNIAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 374,986,000 | 370,111,000 | 369,870,000 | 369,192,000 |
| Total loans | 305,130,000 | 307,596,000 | 312,952,000 | 311,436,000 |
| Allowance for loan losses | 5,705,000 | 5,675,000 | 5,314,000 | 4,976,000 |
| Securities available for sale | 16,709,000 | 17,800,000 | 17,426,000 | 16,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,697,000 | 312,765,000 | 313,270,000 | 314,380,000 |
| Interest-bearing deposits | 276,432,000 | 273,633,000 | 273,197,000 | 270,960,000 |
| Noninterest-bearing deposits | 41,265,000 | 39,132,000 | 40,073,000 | 43,420,000 |
| Equity capital | 36,926,000 | 37,358,000 | 37,856,000 | 37,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,909,000 | 9,926,000 | 15,088,000 | 20,289,000 |
| Interest expense | 632,000 | 1,302,000 | 2,001,000 | 2,697,000 |
| Net interest income | 4,277,000 | 8,624,000 | 13,087,000 | 17,592,000 |
| Noninterest income | 434,000 | 800,000 | 1,355,000 | 1,926,000 |
| Noninterest expense | 3,000,000 | 6,001,000 | 8,952,000 | 12,151,000 |
| Provision for loan losses | 388,000 | 775,000 | 1,163,000 | 1,550,000 |
| Pretax income | 1,323,000 | 2,648,000 | 4,327,000 | 5,817,000 |
| Income tax | 462,000 | 925,000 | 1,582,000 | 2,770,000 |
| Net income | 861,000 | 1,723,000 | 2,745,000 | 3,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,988,000 | 35,408,000 | 35,987,000 | 35,446,000 |
| Total capital | 39,086,000 | 39,493,000 | 40,164,000 | 39,608,000 |
| Risk-weighted assets | 324,445,000 | 323,954,000 | 331,335,000 | 330,262,000 |