Call reports 2016
CENTENNIAL BANK — 2016
What CENTENNIAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 364,525,000 | 363,125,000 | 370,367,000 | 369,502,000 |
| Total loans | 293,892,000 | 305,791,000 | 310,877,000 | 303,004,000 |
| Allowance for loan losses | 5,146,000 | 5,523,000 | 5,841,000 | 5,313,000 |
| Securities available for sale | 15,008,000 | 13,865,000 | 15,409,000 | 15,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,835,000 | 309,695,000 | 317,374,000 | 317,581,000 |
| Interest-bearing deposits | 273,093,000 | 271,784,000 | 279,135,000 | 277,791,000 |
| Noninterest-bearing deposits | 38,743,000 | 37,911,000 | 38,239,000 | 39,790,000 |
| Equity capital | 35,842,000 | 36,476,000 | 36,955,000 | 36,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,781,000 | 9,759,000 | 14,916,000 | 19,931,000 |
| Interest expense | 641,000 | 1,280,000 | 1,920,000 | 2,568,000 |
| Net interest income | 4,140,000 | 8,479,000 | 12,996,000 | 17,363,000 |
| Noninterest income | 453,000 | 1,003,000 | 1,482,000 | 1,912,000 |
| Noninterest expense | 3,020,000 | 5,913,000 | 8,862,000 | 11,930,000 |
| Provision for loan losses | 465,000 | 855,000 | 1,245,000 | 1,635,000 |
| Pretax income | 1,109,000 | 2,728,000 | 4,386,000 | 5,725,000 |
| Income tax | 434,000 | 996,000 | 1,662,000 | 2,219,000 |
| Net income | 675,000 | 1,732,000 | 2,724,000 | 3,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,652,000 | 34,273,000 | 34,815,000 | 34,748,000 |
| Total capital | 37,454,000 | 38,204,000 | 38,953,000 | 38,867,000 |
| Risk-weighted assets | 302,107,000 | 311,878,000 | 328,648,000 | 326,492,000 |