Call reports 2015
CENTENNIAL BANK — 2015
What CENTENNIAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 305,268,000 | 308,052,000 | 317,399,000 | 321,852,000 |
| Total loans | 263,921,000 | 272,725,000 | 279,749,000 | 277,035,000 |
| Allowance for loan losses | 4,177,000 | 4,163,000 | 4,464,000 | 4,766,000 |
| Securities available for sale | 10,906,000 | 10,702,000 | 10,720,000 | 11,180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,058,000 | 262,137,000 | 271,164,000 | 276,094,000 |
| Interest-bearing deposits | 233,836,000 | 233,192,000 | 242,838,000 | 244,952,000 |
| Noninterest-bearing deposits | 27,223,000 | 28,946,000 | 28,326,000 | 31,142,000 |
| Equity capital | 27,596,000 | 27,763,000 | 28,186,000 | 28,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,324,000 | 8,681,000 | 13,228,000 | 17,747,000 |
| Interest expense | 538,000 | 1,082,000 | 1,664,000 | 2,267,000 |
| Net interest income | 3,786,000 | 7,599,000 | 11,564,000 | 15,480,000 |
| Noninterest income | 374,000 | 759,000 | 1,183,000 | 1,643,000 |
| Noninterest expense | 2,578,000 | 5,185,000 | 7,757,000 | 10,608,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,125,000 | 1,500,000 |
| Pretax income | 1,207,000 | 2,432,000 | 3,874,000 | 5,023,000 |
| Income tax | 426,000 | 865,000 | 1,411,000 | 1,945,000 |
| Net income | 781,000 | 1,567,000 | 2,463,000 | 3,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,901,000 | 27,203,000 | 27,615,000 | 27,747,000 |
| Total capital | 30,192,000 | 30,581,000 | 31,059,000 | 31,214,000 |
| Risk-weighted assets | 261,222,000 | 268,500,000 | 273,371,000 | 275,298,000 |