Call reports 2014
CENTENNIAL BANK — 2014
What CENTENNIAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 303,175,000 | 304,385,000 | 307,815,000 | 304,916,000 |
| Total loans | 251,734,000 | 264,634,000 | 265,844,000 | 259,001,000 |
| Allowance for loan losses | 3,858,000 | 3,789,000 | 3,730,000 | 3,813,000 |
| Securities available for sale | 11,589,000 | 11,741,000 | 11,675,000 | 10,483,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,742,000 | 259,754,000 | 261,179,000 | 260,554,000 |
| Interest-bearing deposits | 221,360,000 | 221,985,000 | 221,946,000 | 233,392,000 |
| Noninterest-bearing deposits | 39,382,000 | 37,769,000 | 39,233,000 | 27,162,000 |
| Equity capital | 25,829,000 | 26,426,000 | 26,798,000 | 27,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,176,000 | 8,493,000 | 12,933,000 | 17,450,000 |
| Interest expense | 527,000 | 1,054,000 | 1,592,000 | 2,139,000 |
| Net interest income | 3,649,000 | 7,439,000 | 11,341,000 | 15,311,000 |
| Noninterest income | 340,000 | 764,000 | 1,178,000 | 1,650,000 |
| Noninterest expense | 2,477,000 | 4,868,000 | 7,357,000 | 9,871,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,125,000 | 1,500,000 |
| Pretax income | 1,137,000 | 2,585,000 | 4,037,000 | 5,614,000 |
| Income tax | 434,000 | 988,000 | 1,537,000 | 2,148,000 |
| Net income | 703,000 | 1,597,000 | 2,500,000 | 3,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,786,000 | 25,321,000 | 25,763,000 | 26,269,000 |
| Total capital | 27,878,000 | 28,525,000 | 29,007,000 | 29,428,000 |
| Risk-weighted assets | 243,753,000 | 252,788,000 | 256,423,000 | 251,273,000 |