Call reports 2013
CENTENNIAL BANK — 2013
What CENTENNIAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 287,290,000 | 288,815,000 | 290,118,000 | 295,749,000 |
| Total loans | 239,444,000 | 253,578,000 | 251,369,000 | 244,969,000 |
| Allowance for loan losses | 3,570,000 | 3,742,000 | 3,481,000 | 3,668,000 |
| Securities available for sale | 11,355,000 | 10,630,000 | 10,963,000 | 10,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,600,000 | 247,206,000 | 248,596,000 | 255,438,000 |
| Interest-bearing deposits | 207,006,000 | 209,233,000 | 215,549,000 | 217,102,000 |
| Noninterest-bearing deposits | 38,594,000 | 37,973,000 | 33,047,000 | 38,335,000 |
| Equity capital | 25,041,000 | 24,770,000 | 25,146,000 | 25,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,214,000 | 8,581,000 | 13,022,000 | 17,397,000 |
| Interest expense | 560,000 | 1,108,000 | 1,666,000 | 2,211,000 |
| Net interest income | 3,654,000 | 7,473,000 | 11,356,000 | 15,186,000 |
| Noninterest income | 274,000 | 833,000 | 1,231,000 | 1,622,000 |
| Noninterest expense | 2,330,000 | 4,756,000 | 7,176,000 | 9,442,000 |
| Provision for loan losses | 450,000 | 907,000 | 1,381,000 | 1,810,000 |
| Pretax income | 1,148,000 | 2,643,000 | 4,030,000 | 5,556,000 |
| Income tax | 451,000 | 1,104,000 | 1,681,000 | 2,080,000 |
| Net income | 697,000 | 1,539,000 | 2,349,000 | 3,476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,542,000 | 23,574,000 | 24,026,000 | 24,543,000 |
| Total capital | 26,408,000 | 26,561,000 | 27,003,000 | 27,531,000 |
| Risk-weighted assets | 227,588,000 | 237,014,000 | 236,248,000 | 236,077,000 |