Call reports 2012
CENTENNIAL BANK — 2012
What CENTENNIAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 267,131,000 | 274,175,000 | 282,325,000 | 278,207,000 |
| Total loans | 224,493,000 | 239,432,000 | 244,377,000 | 238,264,000 |
| Allowance for loan losses | 2,720,000 | 3,051,000 | 3,243,000 | 3,383,000 |
| Securities available for sale | 11,960,000 | 11,126,000 | 10,855,000 | 11,075,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,509,000 | 234,255,000 | 243,301,000 | 238,687,000 |
| Interest-bearing deposits | 199,147,000 | 200,702,000 | 208,225,000 | 202,020,000 |
| Noninterest-bearing deposits | 34,362,000 | 33,553,000 | 35,076,000 | 36,667,000 |
| Equity capital | 23,020,000 | 23,600,000 | 24,057,000 | 24,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,933,000 | 8,068,000 | 12,396,000 | 16,687,000 |
| Interest expense | 672,000 | 1,306,000 | 1,930,000 | 2,527,000 |
| Net interest income | 3,261,000 | 6,762,000 | 10,466,000 | 14,160,000 |
| Noninterest income | 368,000 | 667,000 | 1,092,000 | 1,479,000 |
| Noninterest expense | 2,155,000 | 4,307,000 | 6,583,000 | 8,845,000 |
| Provision for loan losses | 518,000 | 951,000 | 1,379,000 | 1,809,000 |
| Pretax income | 1,014,000 | 2,231,000 | 3,658,000 | 5,047,000 |
| Income tax | 356,000 | 812,000 | 1,472,000 | 1,887,000 |
| Net income | 658,000 | 1,419,000 | 2,186,000 | 3,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,554,000 | 22,031,000 | 22,489,000 | 23,154,000 |
| Total capital | 24,224,000 | 24,826,000 | 25,324,000 | 25,938,000 |
| Risk-weighted assets | 213,042,000 | 222,830,000 | 226,128,000 | 221,521,000 |