Call reports 2025
BANK OF YORK — 2025
What BANK OF YORK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 296,091,000 | 301,412,000 | 299,968,000 | 305,926,000 |
| Total loans | 99,750,000 | 98,677,000 | 97,928,000 | 97,334,000 |
| Allowance for loan losses | 1,166,000 | 1,145,000 | 1,146,000 | 1,104,000 |
| Securities available for sale | 38,936,000 | 40,444,000 | 42,540,000 | 40,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,953,000 | 257,026,000 | 258,475,000 | 265,111,000 |
| Interest-bearing deposits | 154,204,000 | 148,173,000 | 151,974,000 | 157,010,000 |
| Noninterest-bearing deposits | 102,749,000 | 108,853,000 | 106,501,000 | 108,101,000 |
| Equity capital | 34,773,000 | 36,272,000 | 37,898,000 | 37,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,431,000 | 7,100,000 | 10,936,000 | 14,532,000 |
| Interest expense | 404,000 | 844,000 | 1,310,000 | 1,725,000 |
| Net interest income | 3,027,000 | 6,256,000 | 9,626,000 | 12,807,000 |
| Noninterest income | 257,000 | 538,000 | 834,000 | 1,053,000 |
| Noninterest expense | 1,735,000 | 3,495,000 | 5,205,000 | 7,089,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,539,000 | 3,289,000 | 5,255,000 | 6,771,000 |
| Income tax | 357,000 | 744,000 | 1,259,000 | 1,585,000 |
| Net income | 1,182,000 | 2,545,000 | 3,996,000 | 5,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,437,000 | 36,801,000 | 38,250,000 | 37,336,000 |
| Total capital | 36,653,000 | 37,996,000 | 39,436,000 | 38,480,000 |
| Risk-weighted assets | 118,759,000 | 116,022,000 | 117,108,000 | 116,678,000 |