Call reports 2024
BANK OF YORK — 2024
What BANK OF YORK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 293,369,000 | 292,264,000 | 293,403,000 | 301,506,000 |
| Total loans | 92,690,000 | 91,302,000 | 93,479,000 | 97,332,000 |
| Allowance for loan losses | 978,000 | 947,000 | 951,000 | 1,169,000 |
| Securities available for sale | 50,485,000 | 50,220,000 | 50,517,000 | 44,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,612,000 | 253,337,000 | 253,016,000 | 263,711,000 |
| Interest-bearing deposits | 154,618,000 | 152,783,000 | 151,072,000 | 162,305,000 |
| Noninterest-bearing deposits | 102,994,000 | 100,554,000 | 101,944,000 | 101,406,000 |
| Equity capital | 30,540,000 | 32,249,000 | 34,418,000 | 33,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,673,000 | 7,378,000 | 11,108,000 | 14,810,000 |
| Interest expense | 376,000 | 777,000 | 1,211,000 | 1,648,000 |
| Net interest income | 3,297,000 | 6,601,000 | 9,897,000 | 13,162,000 |
| Noninterest income | 264,000 | 564,000 | 818,000 | 1,075,000 |
| Noninterest expense | 1,988,000 | 3,540,000 | 5,293,000 | 6,967,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 1,573,000 | 3,625,000 | 5,422,000 | 7,020,000 |
| Income tax | 354,000 | 823,000 | 1,170,000 | 1,584,000 |
| Net income | 1,219,000 | 2,802,000 | 4,252,000 | 5,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,040,000 | 33,623,000 | 35,073,000 | 34,254,000 |
| Total capital | 33,058,000 | 34,610,000 | 36,064,000 | 35,463,000 |
| Risk-weighted assets | 111,038,000 | 110,936,000 | 113,723,000 | 116,469,000 |